Joan Cuko

Digital Product Lead Rail Delivery Group

Day 1 - Wednesday 4th December

• How are more Open APIs driving innovation?

• What is the customer/client journey? What impact has BNPL had on the payments journey?

• What are the challenges around integration and interoperability?

• Who wins in an embedded world; the consumer, the merchant, the bank or the PSP?

• Is BNPL where embedded finance meets embedded lending?

Check out the incredible speaker line-up to see who will be joining Joan.